DEBT/FINANCE PROJECT

This service is led by Liz McTear.  Liz is an experienced Barrister, who has significant experience dealing with debt problems.

Her role is to advise and support people who, for whatever reason, find themselves in financial difficulty.  Early intervention can help stop those unwanted telephone calls.

The cases dealt with range from one single debt through to representation at Bankruptcy.  The team also liaise with the creditors and make arrangements for debt repayments, which are affordable to clients. When doing this, the clients’ interests are always paramount. After having negotiated mutually agreeable repayments, clients are encouraged to keep to the budget that has been agreed, and importantly, inform Liz of any changes in their financial circumstances.

Some clients have been with us for two years or more, and others are just passing through.    The service is open to people from all areas of Wirral, whether they are in employment or in receipt of benefits, people who are service users or who have been recommended to contact us by a friend or member of their family.

The important thing to remember if you do find yourself in debt is DON’T PANIC and SEEK HELP AT THE EARLIEST OPPORTUNITY.  The debts will not go away by themselves but with the correct advice can be dealt with, thereby reducing the worry, stress and anxiety that you may be experiencing.

It is also important that people DO NOT BORROW MONEY TO PAY OFF AN EXISTING DEBT. This will only make the problem worse as people will be burdening themselves with one debt to pay off another.

We will soon be updating this site, and hope to give you some tips and hints on how to avoid debts.